Professional Investment Management

Today's investors are well aware of the potential rewards of investing. Many people simply lack the time or expertise necessary to make sound day-to-day investment decisions.

Choosing the right investment for your goals can be difficult, as there are literally thousands of options available. The task of selection is compounded by the fact that investments are influenced by continually changing global market conditions.

While market volatility is a fact of life, strategies such as diversification and asset allocation may help you maintain a balance between risk and return and offset the effects of market volatility. However, determining an appropriate allocation mix and choosing the securities in which your portfolio will invest can be difficult for many investors. What's more, continually monitoring economic and market events and their impact on your portfolio's performance can be a full-time occupation. It's no wonder many investors turn to professional investment management services for assistance in creating and maintaining their investment portfolios.

Through my affiliation with Legend Advisory Corporation, my clients have the opportunity to participate in professional asset allocation programs including the Strategic Asset Management^® (SAM)^® and SAM Select Portfolios and the Freemark Managed Portfolios. These programs are designed to make professional asset allocation techniques, investment selection and ongoing investment management available to individual investors. Both programs feature five actively managed portfolios with objectives that range from conservative to aggressive. In line with its investment objective, each portfolio seeks to hold an optimal mix of mutual funds or variable annuities with the potential to maximize returns while minimizing risk.

Dynamic Money Management
The portfolios are monitored continually and reallocated when appropriate in an effort to capitalize on market opportunities and attempt to avoid market downturns. Legend Advisory Corporation’s investment advisory team employs cutting-edge artificial intelligence technology in the ongoing management of the SAM^® and Freemark Managed Portfolios. This technology is used to:

Built-in Diversification
Our strategic partnerships with many prominent mutual fund companies provide Legend Advisory's clients with access to the expertise of many recognized money managers. The SAM^® and Freemark Managed Portfolios hold a variety of mutual funds that have been hand-picked for inclusion by Legend Advisory Corporation’s team of investment professionals.

The SAM^® and Freemark Managed Portfolios offer three levels of diversification:
•by Asset Class — equities, fixed income and cash
•by Investment Type — i.e. large cap, small cap, value and growth
•by Fund Management Style — securities selection by individual mutual fund managers

The SAM^® and Freemark Portfolios are strategically positioned in an effort to minimize the effects of market volatility on your assets, based on your investment objectives.

Artificial Intelligence:
Advancing Investment Management to a New Level
As the investment adviser for the Strategic Asset Management^® and Freemark Managed Portfolios, Legend Advisory Corporation employs its proprietary Asset Allocation Neural Network (AANN) to help determine the allocation for each portfolio. AANN is a form of artificial intelligence known as a neural network - a sophisticated computer modeling system that thinks and learns much like a human brain, but at much faster speeds. AANN is utilized to forecast the relative strength of asset classes in domestic and international stock and bond markets.

AANN retrieves, processes and stores vast amounts of market and economic data, both current and historical, from myriad sources. Through constant testing and revision, AANN is capable of drawing conclusions from the data in an attempt to identify potential market opportunities.

Recommendations from AANN are entered into a separate optimization program. Legend Advisory Corporation's Investment Committee then conducts a thorough analysis of the information and develops asset allocation recommendations intended to suit the objectives and risk tolerances associated with each portfolio.

Personal Service, Professional Advice
Opening a SAM^® or Freemark account is simple. The process begins with a personal consultation to establish a complete understanding of your financial objectives, expectations and risk tolerances. Based on a thorough analysis of your investor profile, I will help recommend the SAM or Freemark Portfolio that best suits your goals. Once your account is funded, you will receive quarterly statements detailing the performance of your investments. The statement includes a summary of portfolio activity as well as a breakdown of your investments by asset class. As you progress toward your investment goals, I am always available to discuss your portfolio or answer any questions you may have.